Terms and Conditions – Mobicard

1. Introduction

These Terms and Conditions govern the use of Mobicard’s services. By using our platform, you agree to these terms, in line with UK regulations, including the Data Protection Act 2018 and Consumer Rights Act 2015.

2. Services

Mobicard facilitates secure bank transfers for users in compliance with UK financial regulations. Users must be 18 years or older.

3. Data Protection

We protect your personal information as required by the UK Data Protection Act and GDPR. For more details, see our Privacy Policy.

4. Fees

Transaction fees, if any, will be clearly displayed before payments are processed. It is the user's responsibility to review the fees before completing a transaction.

5. User Responsibilities

Users agree to provide accurate information and use the service in compliance with UK laws. Misuse of the platform, including fraudulent activity, will result in the termination of services.

6. Limitation of Liability

Mobicard is not liable for delays or third-party disruptions affecting payment processing but will work to resolve any issues in line with UK consumer protection laws.

7. Right to Cancel

Users in the UK have a statutory right to cancel certain transactions within 14 days, unless the service has been fully executed with their consent.

8. Dispute Resolution

Disputes can be escalated via the UK Financial Ombudsman Service if unresolved directly with Mobicard.

9. Amendments

Mobicard reserves the right to modify these terms at any time. Users will be notified of any significant changes via email or the website.

10. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the jurisdiction of the UK courts.